Bpi Time Deposit
Usually time deposit terms vary from 1, 2, 3, 6, 9 or 12 months. But with other banks, they can offer to an extent of five to six years. Regarding the maximum time deposit tenure, it would usually depend on the depositor who has full control on the tenure. In general, time deposit terms shift from 1 to 12 months. Greenmarket Time Deposit; Term: 30-360 days: Interest Rate: Upon Maturity: Min. Deposit: USD 1,000: What our Customers Have to Say. Thank you, PNB, for your excellent service and for being my first credit card issuer. 101% loyal customer here.
What is BPI Express Start?
BPI Express Start is the fastest way to get a BPI Express Credit or BPI Family Bank Credit Card. No need to submit any income documents!
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How to apply?
The interest rate applies to the BPI 'Regular Time Deposit (Peso)' product with a deposit balance of 5 MM and up with a term of 91 days (or 3 months). The rate of 0.875% is 0.42% lower than the average 1.29%. Also it is 2.125% lower than the highest rate 3.00 Updated Jun, 2018. View time deposit rates. 365 Days: 2 Years: 1K to less than 10K: 0.0000.
What are the acceptable types of deposits for Hold-Out*?
- ATM-based Savings
- Passbook Savings
- Time Deposit
*Hold-out amount should be at least P10,000 for ATM-based and Passbook Savings;
P50,000 for Time Deposit
How much is the credit limit?
Applicant may get a credit limit of up to 90% of his/her hold-out deposit amount.
To Illustrate: P10, 000 ATM Savings Account x 90% = P9, 000 credit card limit
Bpi Time Deposit Tax
What are the requirements to apply for a credit card via BPI Express Start?
¨ Must be at least 18 years old
¨ Must have a business or residence contact number
¨ Completely filled out and signed Express Start Application Form*
¨ Completely filled out and signed Deed of Assignment*
*Available at any BPI/BPI Family Savings Bank branch nationwide.
Bpi Time Deposit Calculator Philippines
NOTE:
A Non-Filipino Resident must submit his Alien Certificate of Registration (ACR), work permit or Embassy Accreditation Papers.
The Terms and Conditions governing the issuance and use of the BPI Express Credit and/or BPI Family Bank Credit Card, whichever is applicable, applies to all credit cards issued
For inquiries and comments, please send us a message through www.bpi.com.ph/contactus or call our 24-hour BPI Contact Center at (+632) 889-10000.Regulated by the Banko Sentral ng Pilipinas with email address at consumeraffairs@bsp.gov.ph.
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Bpi Time Deposit Calculation
Time Deposit Accounts - Plan Ahead
Bpi Time Deposit Interest Rate
Plan Ahead is a 5-year time deposit with a high rate fixed for the entire term, allowing protection from ever-changing market rates. Thinking about the future can be complicated, but saving for it shouldn’t be. Grow your hard-earned savings with BPI Family Plan Ahead.
Rates are valid from March 1 - 31, 2021.
Account Features
Bpi Rates
- Fixed interest rates
- Tax-free interest for optimized earnings*.
- Choice of when you want to withdraw your interest earnings:(1) Plan Ahead Monthly Income – interest earnings are credited monthly via deposit to an ATM account;(2) Plan Ahead Lump Sum – interest earnings are paid at the end of the 5-year term
Deposits are insured by PDIC up to P500,000 per depositor.
Bpi Time Deposit Requirements
*Plan Ahead is exclusive for individual account holders only. Pre-termination / closing of account before the 5-year term ends is subject to interest rate and withholding tax penalties.